- Paysolve
The advisory practice behind modern embedded payments.
Paysolve brings decades of payments expertise to the strategic, operational, and regulatory decisions facing banks, PayFacs, acquirers, ISVs, ISOs, and embedded payments companies.
From sponsor-bank readiness policies and procedures to remediation and card-network compliance, Paysolve helps payments organizations build, scale, and strengthen their programs with operationally grounded advisory.
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PAYMENTS PROGRAMS LAUNCED
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YEARS OF CONTINUOUS ADVISORY
Authors
ETA PAYFAC GUIDELINES
Approved
ETA PAYFAC GUIDELINES
Why Paysolve exists
Not theoretical consulting. Operational payments expertise.
Paysolve was built by the operators, advisors, and regulatory architects who helped shape the modern PayFac ecosystem.
The team advised early category leaders including Shopify and Stripe, authored industry-standard ETA Payment Facilitator Guidelines, trained regulators and examiners, and helped launch more than 300 payments programs globally. Paysolve engagements are grounded in operational reality — not generic consulting frameworks.
01
Regulatory authorship
Paysolve helped define the industry standards that PayFac programs still reference today.
02
Operational depth
The same team advising clients has built sponsor programs, managed underwriting operations, risk teams, compliance teams, and trained examiners.
03
Vendor-agnostic guidance
Recommendations are based on operational fit and risk alignment — not referral fees or processor relationships.
Who we help
Built for companies operating in embedded payments.
Primary audiences
Registered PayFacs
Sponsor banks
Acquiring banks
Also serving
ISOs transitioning to PayFac
Marketplaces embedding payments
Software platforms evaluating embedded payments
Processors launching sponsorship programs
Enterprise companies looking to embed payments
When clients call
Companies engage Paysolve when the stakes are high.
Growth & expansion
— Launching sponsor-bank programs
— Adding surcharging capabilities
— Scaling embedded payments operations
— Evaluating PayFac vs managed PayFac models
Remediation & risk
— Sponsor-bank pressure
— Visa or Mastercard violations
— Audit findings
— Operational losses
— Regulatory scrutiny
— Policy gaps or execution failures
Some organizations engage Paysolve for a single initiative. Others retain the team as an ongoing strategic and regulatory advisor. Engagements are structured around the realities of each payments program — not a predefined consulting framework.
Core engagements
Advisory engagements built around real payments operations.
Fitness Review
A structured operational and compliance diagnostic for PayFacs, sponsor banks, and acquirers.
Paysolve evaluates policies, underwriting, risk management, operations, card brand compliance/alignment, and sponsor-bank alignment to uncover both documented and operational gaps. Unlike traditional compliance reviews, Paysolve assesses whether teams truly understand and execute their procedures in practice.
Best for
- Sponsor-bank or regulatory pressure
- Audit preparation
- Portfolio reviews
- Exam remediation
Typical length
6 – 8 weeks
Policies & Procedures
Comprehensive payments-program policy development built from 300+ launches.
Tailored policies and procedures covering underwriting, transaction monitoring, BSA/AML, sanctions, settlement, reconciliation, escalation workflows, and more. Every engagement includes operational education sessions so teams understand not just the policies themselves — but how to execute them.
Best for
- New program launches
- Sponsor-bank requirements
- Examiner-ready documentation
Typical length
6 – 12 weeks
BIN Sponsor Readiness
Preparation for direct sponsorship and enterprise-scale payments operations.
Paysolve helps banks, acquirers, and payments companies prepare for BIN sponsorship through program design, regulator-facing documentation, network registration guidance, counterparty coordination, and operational readiness planning.
Best for
- Banks entering acquiring
- Enterprise direct sponsorship
- Network registrations
Typical length
3 – 9 months
Specialized capabilities
Specialized expertise for evolving payments risk.
Card-Network Reviews
Approved-reviewer engagements for high-risk and high-brand programs.
AI Governance
Risk frameworks for AI-assisted underwriting, monitoring, and operations.
Surcharging Compliance
Network-aligned surcharging design, disclosures, and remediation.
Regulatory Guidance
Examiner-facing materials, remediation plans, and regulator engagement.
What makes Paysolve different
Paysolve stays involved beyond the findings report.
Most advisory firms deliver recommendations and disengage.
Paysolve works alongside payments organizations through implementation, education, remediation, board presentations, operational refinement, and ongoing support.
The goal is not simply documentation — it’s operational readiness.
Selected work
Trusted by banks, PayFacs, and enterprise payments organizations.
01
Bank P&P Development
Built the foundational acquiring policies and procedures for a technology-driven bank launching a sponsorship program.
02
Fitness Review & Remediation
Helped an acquiring bank uncover operational gaps between documented policies and real-world execution.
03
Regulator Engagement
Authored examination materials for the first payments-specific bank charter framework in the United States.
04
Enterprise BIN Sponsor Readiness
Supported a top-5 U.S. payments company preparing for expanded direct sponsorship operations.
05
Surcharging Remediation
Helped a multi-state operator rebuild a compliant surcharging program in less than 45 days.
For clarity
Strategic advisory — not software or processing.
PAYSOLVE IS
PAYSOLVE IS NOT
And, when you need software
Advisory expertise paired with operational infrastructure.
Paysolve advises payments organizations on policies, compliance, operational readiness, and program strategy. For companies seeking operational software infrastructure for merchant onboarding, underwriting workflows, transaction monitoring, settlement, and payments operations, explore Payops.
Engage Paysolve
Build, strengthen, or remediate your payments program with confidence.
Whether you’re launching a sponsorship program, navigating regulatory pressure, or scaling embedded payments operations, Paysolve provides operationally grounded guidance built from decades inside the payments ecosystem.