- Payments Done Right.
Embedded payments,
on your terms.
Your brand. Your customers. Your program.
Trusted by software platforms, PayFacs, and banks across the globe.
Launch fast, scale smarter. Payments Handled.
Infinicept is a payments platform that helps software companies, payment facilitators, and financial institutions launch, manage, and scale embedded payments.
20B+
Annualized volume
35K+
Active merchants
1M+
Daily transactions
Trusted by
Most providers make it easy to start, but hard to see what you're giving up.
You’re locked into their gateway. Your merchant agreements aren’t yours. Your program runs in a black box with no visibility and no real support.
It doesn’t have to work this way
We
are
different
With Infinicept, payments becomes a revenue driver you own, not a cost center someone else controls.
One partner for every stage of the journey.
Whether you’re launching embedded payments, scaling a PayFac program, or navigating a payments decision you need expert guidance on, we meet you where you are.
Launchpay
PayFac-as-a-Service
Branded embedded payments where you control the merchant relationship, the pricing, and the experience from day one.
Payops
Payment Operations Platform
An infrastructure that enables enterprise payment programs to scale without the operational complexity to match.
Paysolve
Advisory Services
Payments advisory from a team that has spent decades navigating the most complex decisions in payments across nearly 50 countries.
Your gateway or ours.
Acceptance, handled.
Use our comprehensive gateway that covers the full range of acceptance use cases out of the box, including card present, card not present, ACH, network tokenization, and more. No gaps, no bolt-ons. Integration is fast and developer-friendly, so your team isn’t buried in payments plumbing for months.
And if you already have a gateway that works? Keep it.
One size fits none.
Configured for your business.
Your customers expect payment experiences that fit their world, not a generic checkout. Whether your vertical requires HSA/FSA card acceptance, card-on-file, recurring billing, surcharging, or specialized payment flows, Infinicept handles it out of the box.
Underwriting is tuned to your vertical too, so your customers aren’t stuck in a one-size-fits-all approval process that doesn’t understand their business.
The hard integrations are done.
We already built that.
Underwriting, identity verification, and risk assessment tools are already integrated, so you don’t have to build and maintain connections like MATCH, LexisNexis, IDology, or processor APIs.
You get to focus on your product. We handle the plumbing.
Go live fast.
Launch without the drama.
Our team knows the intricacies of launching a payments program inside and out, from API connections to portfolio migration, go-to-market strategy, and everything in between.
Whatever comes up, you have direct access to experts who have seen it before and know exactly how to move forward. Not a support ticket and a three day wait.
No black boxes.
Everything is accessible.
Every capability is available through APIs and webhooks, so your systems stay in control, your data flows where it needs to, and your team builds the experience you want.
Whether you’re integrating underwriting, pulling merchant reporting, or automating risk workflows, the access is there. And for developers building with AI tools, our documentation is natively AI-ready. No walled gardens, no waiting on support tickets.
- Why Infinicept?
Payments is complicated. Finding the right partner shouldn't be.
Regulations shift, card network rules change, and the landscape keeps evolving. When something goes wrong in payments, the cost lands on your business and your merchants. Our team has spent decades inside payments programs across nearly 50 countries. We know where things break, and we build to prevent it.
Founding members of the Embedded Payments Bill of Rights
An ecosystem-wide commitment to transparency, portability, and control. Because we believe every software company deserves a payments partner that’s genuinely on their side.
Built by people who’ve seen what breaks.
- Build payments your way.
Tell us where you are.
We’ll show you where you can go.
Whether you’re embedding payments for the first time, evaluating a switch, or wondering if there’s a better model, we’ll give you an honest assessment. And if the right answer isn’t us, we’ll say so.