- Payments Infrastructure. Done Right.
Embedded payments,
on your terms.
Your brand. Your merchant relationships. Your program.
Used by hundreds of software platforms and PayFacs
Launch faster,
scale smarter.
Payments. Handled.
Infinicept is a payments infrastructure platform that helps software companies, payment facilitators, and financial institutions launch, manage, and scale embedded payments programs.
20B+
Annualized volume
35K+
Active merchants
1M+
Daily transactions
Trusted by
WHAT WE SOLVE FOR
You’re locked into one gateway. Your merchant agreements aren’t yours. Your program runs in a black box. No visibility, no real support.
Most providers make it easy to start. Making it harder to see what you’re giving up.
It doesn’t have to work this way
Why
we
are
different
Whether you’re a SaaS platform, PayFac, or financial institution, our payments engine was built to cover every base.
One partner.
Three ways to engage.
Whether you’re launching embedded payments, scaling a PayFac program, or navigating a payments decision you need expert guidance on, we meet you where you are.
Launchpay
PayFac-as-a-Service
Branded embedded payments where you own the merchant relationship, the pricing, and the agreements from day one.
Payops
Payment Operations Platform
The infrastructure that enables enterprise payments programs to scale without the operational complexity to match.
Paysolve
Advisory Services
Independent payments advisory from the team that wrote the modern PayFac playbook, with nothing to sell you on the back end.
Keep your gateway.
Keep your processor.
Keep your options.
Fits your stack.
Infinicept Orchestrate handles the full range of acceptance use cases out of the box. If you have an existing gateway you want to keep, bring it. Our platform supports both. Change providers on your terms, not when a platform forces you to.
One size fits none.
We adapt to every vertical.
Different merchants need different applications, underwriting rules, branding, and workflows. Infinicept lets you configure all of it, by segment, vertical, or risk profile, without custom development. Scale complexity without scaling engineering.
- Features like recurring billing, text to pay, pay-by-phone, HAS/FSA acceptance that fit your workflows, no matter the vertical.
- Vertical-specific merchant applications mean your merchants see only the fields relevant to their business, not a generic form built for someone else's use case.
The hard integrations are already done.
We already built that.
Underwriting, identity, risk, and processor boarding are already integrated – so you don’t have to build and maintain connections like MATCH, LexisNexis, IDology, or processor APIs.
You get to focus on your product. We handle the plumbing.
Go live fast.
Migrate without drama.
We’ve launched and migrated payment programs under real deadlines – with real consequences.
From first API call to live transactions, Infinicept is built to execute quickly and predictably – whether you’re launching embedded payments or moving off an existing stack.
No black boxes.
Everything is accessible.
Every capability is exposed through APIs and webhooks, so your systems stay in control, your data flows where it needs to, and your team builds the experience you want. Whether you’re integrating underwriting, pulling merchant reporting, or automating risk workflows, the access is there. No walled gardens, no waiting on support tickets.
- Why Infinicept?
Payments is complicated enough. Finding the right partner shouldn't be.
When something goes wrong in payments, the cost lands on your business and your merchants. Our team has spent decades inside payments programs across nearly 50 countries. We know where things break. We build to prevent it.
Founding members of the Embedded Payments Bill of Rights
An ecosystem-wide commitment to transparency, portability, and control — because we believe every software company deserves a payments partner that’s genuinely on their side.
Built by people who’ve seen what breaks.
- Build payments your way.
Tell us where you are.
We’ll show you where you can go.
Whether you’re embedding payments for the first time, evaluating a switch, or wondering if there’s a better model, we’ll give you an honest assessment. And if the right answer isn’t us, we’ll say so.